Getting ready to move?

If you're getting ready to move then you know that there is a lot of work to be done. Getting your furniture and other belongings from one place to the next can be a tedious task. 

However, if you get the right help then things should not be very difficult. One of the things you should consider when moving is removals insurance.

Here is a closer look at removals insurance and the benefits.

Your Removal Company

It is important to understand that hiring a removal company doesn't mean that your belongings will be insured if they help you move. 

You need to make sure that you specifically arrange for the insurance of your belongings. You can often do this with your removal company or you can use a preferred insurance provider to get the coverage that you need.

Limited Liability

If you get your insurance from your removal company they may tell you that they can only offer you limited liability. Limited liability coverage comes about because they may not be able to determine the exact value of all the items that you are moving. 

You should also bear in mind that sometimes natural disasters occur that are out of their control. For example, there might be a snowstorm on the day you decide to move.

If you want to know the level of limited liability that your insurance company offers you should take a look at their terms and conditions. If you are not comfortable with what they are offering then you can go ahead and seek coverage from your own insurance company.

What Can You Get Coverage For?

There are a number of things that you can get insurance coverage for. You can get insurance for scrapes or dents that happen during the removal process.

You can also get insurance coverage for weather conditions that may cause damage to the items that are being transported. Removals insurance is also available should damage happen to important documents. These important documents may be car titles, land titles or passports to name a few.

Can I Pack Myself and Still Get Coverage?

Many insurance companies will not cover you if you packed the boxes yourself. This is because they will not be privy to seeing how you pack the boxes. You may damage items yourself when packing. In this case, there would have no way for your insurer to know whether your claim is legitimate or not.

It is necessary for someone to testify that the boxes were packed properly. This is why it is best to make use of the packing services that most removal companies offer. In this way, you will have a witness as to whether the boxes were correctly packed and proof that your items were not previously damaged.

Get Coverage Today

Gornal Self Storage is part of the well-established Havant Self Store company, which offers storage solutions for customers across Hampshire and the West Midlands.

If you are looking for self storage or container storage in Lower Gornal, Upper Gornal, Stourbridge, Oldbury, Dudley, West Midlands & Hampshire - you can rest assured that we will provide competitively priced and professional services.

All you need to do is give us a call and we would be delighted to help.